TERMS OF PURCHASE
Last Updated May 2, 2025.
Thank you for your support and interest in Allan Ritchie L Ngo Online Teacher. We are so thankful to have you as a part of our Digital Solopreneur community!
Please review these Terms of Purchase very carefully. By purchasing our products and/or services, you are agreeing to these and are expressing that you have been given reasonable access to review these terms prior to your purchase. These Terms are binding as of the date you purchase or access our products and/or services.
General Purpose. These Terms are between you (“Purchaser,” “you,” “your”) and Allan Ritchie L Ngo Online Teacher (“Company,” “we,” “us,” “our”) for the purpose of purchasing or otherwise obtaining digital products and/or services (our “Products”) whether through the Company’s website at DigitalSolopreneur.com or any related domains or subdomains (the “Website”), or in person. The Company and the Purchaser will collectively be referred to as “Parties,” and each individually as a “Party.”
By clicking “Add to Cart,” “Buy Now,” or any other phrase on the purchase button, submitting a payment electronically or in-person, or otherwise subscribing through the Website, you are agreeing to adhere to and be bound by following terms and conditions, together with the Terms of Use and our Privacy Policy, all of which are hereby incorporated by reference ( the "Terms"):
Scope of Products. Our Products include but are not limited to: digital downloads, templates, online courses, freelance services, masterclasses, intensives, masterminds, retreats, workshops, coaching, etc. Product Delivery. When you make a purchase and submit your payment, you will be provided with the Products as detailed on the Website and/or as you selected prior to purchase. Please note that product delivery will differ based on when you make your purchase and if it is a digital or physical product. For more information, please refer to [the product description, your receipt of purchase delivered by email, or the post-purchase welcome email, etc.]. If the Product is listed as presale or pre-order, the order will be delivered as detailed on the Website. The Company will make all reasonable efforts to meet any estimated delivery dates. Should the Company be unable to meet estimated timelines for delivery of presale Products, the Company will have the sole discretion as to whether to issue a refund.
Product Disclaimer. You understand and agree that the content included in any of the Products is merely meant to be informational in nature and does not represent any level of legal, medical, financial, or other professional industry-specific advice. As such, our Company will not be responsible for any damages that result from the use of the Products.
No Warranties + No Guarantees. We are providing the Products on this Website on an “As-Is” basis for individual use by you at your own risk and without any warranties, whether express or implied, including, but not limited to warranties of title; merchantability; fitness for a particular use; or any rights or licenses in these Terms. The Company makes no warranty as to the accuracy and reliability of information set forth in the Products, the Website, and Company-related documentation. You understand and agree that purchasing the Products does not guarantee specific results, including financial or other business gains for you personally and/or for the business. The information included in the Products is provided for informational purposes only and you are responsible for implementing any business practices or suggested actions found within these Products.
Payment + Billing. By providing the Company with your preferred payment method, you represent that you: (i) are authorized to use, and (ii) authorize the Company to charge that payment method (the “Authorized Payment Method”) for any fees related to your purchase of the Products, including without limitation fees relating to any paid feature of the Website and/or subscription service of the Company in which you have chosen to enroll (collectively, the “Fees”). If you are taking advantage of any limited time trial-period offer and you do not cancel the service on or before the last day of the trial period, you are authorizing us to charge your payment method for the service. Unless otherwise indicated, all Fees are in US Dollar or Philippine Peso.
Return Policy. We stand behind the quality of our digital downloads and online courses. If you are not satisfied with your purchase, you may request a full refund within 30 calendar days of purchase — no questions asked — provided your request is submitted during business hours (9:00 AM to 5:00 PM Philippine Time, Monday to Friday).
To request a refund, simply email us at [email protected]. Approved refunds will be processed within 5–7 business days.
Please note:
- Refunds are not available for any Products that include 1:1 coaching, group coaching sessions, live workshops, or any service involving our direct time or presence, regardless of attendance or usage.
- These purchases are final and non-refundable.
Subscriptions & Subscription Cancellation. When you purchase any Product on a subscription basis (e.g., weekly, monthly, or annual), you authorize us to process recurring payments using your selected payment method until the subscription is cancelled.
You must ensure a valid and up-to-date Authorized Payment Method is maintained on file for the duration of your subscription.
If a payment fails, our payment processor (e.g., PayPal) may attempt to reprocess the charge automatically. We reserve the right to suspend or revoke access to your subscription if payment remains unsuccessful after these attempts.
All subscriptions renew automatically at the end of each billing period unless cancelled in writing prior to the renewal date.
You may cancel your subscription at any time unless otherwise stated in the terms of a specific offer or promotional agreement.
Chargebacks. By attempting a chargeback with your financial institution, you are expressly agreeing to pay the full cost of your original purchase, plus any fees or associated costs incurred by the Company. We have the right to present these Terms to your financial institution, any payment processing company and/or investigating agency concerning the attempted chargeback or financial dispute.
Promotions + Discounts. We may occasionally market and/or advertise promotions, discounts, limited time offers, and/or bonuses (“Promotions”) to potential customers. You are entitled to take advantage of any active Promotions when you purchase our Products. Promotions are offered manually and/or through automated campaigns at any given time and are not guaranteed to be available when you make a purchase through the Website. We reserve the right to change or alter any Promotions at any time and at our sole discretion. If you made a purchase of our Products prior to any associated Promotions, we are unable to honor the new offer, give you store credit, return a portion of your purchase, etc.
License for Use. By purchasing Products through our Website, you are agreeing to the Terms of Purchase, and in return, we are providing you with a limited, non-transferable, non-exclusive, revocable, personal-use license (“License”) to use the Products by yourself only. Sharing, copying, reproducing, modifying, publishing, selling, or otherwise distributing the Products, whether publicly or privately, is expressly prohibited. You may, however, copy or print instructional materials, information, and guides within the Products for personal use, provided that all original formatting, copyright and trademark notices, and branding remains intact. Your limited license allows you to use the Products and any associated materials for yourself only. If you have multiple team members who would need access to the Products, you must purchase an additional License for each member of your team and ensure they are aware of these Terms of Purchase. You are permitted to modify, copy, edit, print, and otherwise adapt this product for use for yourself and/or your business as long as you agree to adhere to all state and federal laws and intellectual property terms contained in these Terms. You are not permitted to reproduce, give away, publish, sell, or distribute this Product in any way, whether publicly or privately. You agree to modify the Products only in a manner consistent with these Terms of Purchase.
Intellectual Property. The Company owns and retains all rights, titles, and interests in and to the Products. Nothing in these Terms transfers any intellectual property ownership beyond the limited license described in the above section, and we reserve all rights not expressly granted to you. Permission to alter or modify the Products in a way that is consistent with the Terms of Purchase does not grant you intellectual property ownership or the right to modify the Products beyond these conditions, and in no way expands the limited license provided upon purchase.
Consent to Use. By submitting reviews, images, comments, testimonials, or tags (“Submissions”) to us on any platform including, but not limited to social media and online reviews, you are by default granting us a commercial license and voluntarily releasing us to use your Submissions for any reasonable future business use. In doing so, we may use your name {and/or photo} along with any other publicly acknowledged information that has been revealed by you when referring to your Submissions on our Website, marketing materials, guides, and any other platform not expressed in these Terms.
Age Limitations. You acknowledge you are able to perform any and all of the obligations required under these Terms of Purchase. By submitting payment or otherwise enrolling through the Website, you warrant that you meet all legal age limits in your jurisdiction that are required to use this Website and/or purchase Products.
Changing Terms. We reserve the right to update and revise these Terms at any time without notice to you. Your continued use of the Products and Website after we have updated the Terms of Purchase indicates your acceptance and agreement to the changes.
Privacy + Protection of Personal Information. We respect your privacy and are committed to protecting it. We may use certain information that we collect from you to operate Allan Ritchie L Ngo Online Teacher and provide our Products. Please review our Privacy Policy to understand the types of data we collect from you and your devices (“Data”) in connection with your purchase of Products through the Website and how we use your Data.
Error in Store Presentation. We strive to present information on the Website accurately and update it regularly to correct any errors. However, at any given time, some content may be incorrect or outdated. We reserve the right to make changes to Product prices, specifications, processes, promotions, availability, and the Website itself at any time, without prior notice.
Termination of Use. We may terminate your account or restrict access to the Website at any time, for any reason. You remain responsible for any purchases or charges incurred before termination. We also reserve the right to change, discontinue, or suspend the Website or any part of it without prior notice.
Limitation of Liability. To the fullest extent permitted by law, Allan Ritchie L Ngo Online Teacher shall not be liable to you or any third party for any indirect, incidental, special, consequential, or punitive damages — including, but not limited to, loss of profits, data, or business interruption — arising from or related to your use of our Products. This applies regardless of the legal theory, whether in contract, tort, strict liability, or otherwise, even if we were advised of the possibility of such damages.
Maximum Damages. Our maximum liability and your sole remedy for any claim arising out of or relating to your purchase shall be limited to the actual amount paid by you — whether in Philippine Pesos or U.S. Dollars — for the specific Product purchased through the Website.
Binding Arbitration. In the event of a dispute that cannot be resolved amicably, both Parties agree to submit the matter to binding arbitration in accordance with the Alternative Dispute Resolution Act of 2004 and the rules of the Philippine Dispute Resolution Center, Inc. (PDRCI) or any accredited arbitration body in the Philippines. The arbitration shall be conducted in Manila, Philippines, in English. The arbitrator's decision shall be final and binding. Costs of arbitration will be shared equally unless otherwise decided by the arbitrator.
Choice of Law. These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines.
Notices. We may provide notice to you by sending an email to the address you provided at checkout or by posting on the Website. Email notices are effective upon sending; Website notices are effective upon posting. You may provide notice to us by emailing [email protected], which will be deemed effective upon our receipt.
Severability + No Waiver. If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court with jurisdiction, all other provisions set forth in these Terms will remain valid and enforceable. By failing to enforce any right or provision of these Terms, we are not waiving the right or ability to enforce the same rights or provisions in the future. Any right or provision in these Terms will only be considered waived if done so in writing by an authorized representative of the Company.
Transfer + Assignment. You may not transfer or assign any of your rights under these Terms to any third party without the express written consent of the Company.
Force Majeure. To the extent that any failure or delay in our delivery of the Products under these Terms is caused by or results from acts or circumstances beyond our reasonable control, we will not be liable or responsible to you and the same will not be considered a breach of these Terms. Such acts or circumstances beyond our reasonable control could include, without limitation, acts of God, fire, flood, earthquake, natural disasters, cyber-attacks, terrorism, revolution, insurrection, civil unrest, national emergency, epidemic, pandemic, labor disputes, supply chain restraints or delays in obtaining suitable materials, materials breakdown, telecommunications breakdown, or power outage.
Headings for Convenience Only. The headings in these Terms are included for convenience and reference, and are not meant to describe, define, or limit the scope or intent of any provision.
Entire Agreement + All Rights Reserved. In concluding these Terms, you understand and acknowledge that these Terms constitute the final agreement and supersede all others regarding the purchase, sale, and use of any Products and the use of the Website. The Company reserves any and all rights not expressly granted in these Terms.